At Javier Dominguez Law Attorney Firm, we understand that losing your home is one of the most stressful experiences a family can face. Under Spanish mortgage law, banks must follow strict judicial procedures before seizing a property. Our team intervenes early to explore every legal option to stop or delay foreclosure and protect your rights as a homeowner.
We represent clients across Madrid and Spain in mortgage enforcement proceedings, leveraging legal protections such as the “Código de Buenas Prácticas”, debt restructuring, dation in payment (dación en pago), and social housing alternatives for vulnerable families.
Yes. Spanish law provides multiple legal avenues to halt or delay foreclosure, especially if the mortgage contains unfair terms, the borrower qualifies as vulnerable, or the bank failed to follow proper procedures. Early legal intervention is critical.
“Dación en pago” allows you to transfer ownership of your home to the bank in exchange for full cancellation of your mortgage debt. While not automatic, we negotiate this outcome when possible—especially for primary residences.
Under Spanish Royal Decree-Law 6/2012, vulnerable households (e.g., families with children, disabled members, or unemployment) may qualify for a two-year suspension of eviction and access to social housing. We assess your eligibility and file the necessary applications.
Immediately. Once you receive a notice of default or judicial claim, time is critical. Call us at +34 602 702 805 or email enquires@javierdominguezlawfirm.com for a free consultation.